Key Message to Reinsurers

𝗪𝗵𝘆 𝗩𝗘𝗥𝗩𝗘 𝗶𝘀 𝗚𝗿𝗼𝘄𝗶𝗻𝗴—𝗮𝗻𝗱 𝗪𝗵𝘆 𝗬𝗼𝘂 𝗦𝗵𝗼𝘂𝗹𝗱 𝗝𝗼𝗶𝗻 𝗨𝘀

At VERVE, our growth is straightforward: we’re delivering on our value proposition for our (re)insurance partners. Plain and simple, VERVE is making our partners $$$, providing outsized capital returns on their investment with us.

This growth brings new opportunities, as we’re ready to welcome a few more reinsurers to share in the wealth and join our 2025 reinsurance panel. In 2024, we expanded our reinsurance panel, and they profited well from VERVE.

The auto insurance market is turning—and at VERVE, we’re ahead of the curve.

Backed by two strong years of data and a $10 billion private equity partner, we’ve validated our model with outside actuaries and industry leaders who confirm our numbers are solid.

𝗛𝗲𝗿𝗲’𝘀 𝘁𝗵𝗲 𝗱𝗲𝗮𝗹:

With our reinsurance renewal approaching, we’re focused on adding partnerships with a few new reinsurers. Our proposition is simple: sign a contract, and we will deliver outsized returns on your investment.

𝗕𝘂𝘁 𝘄𝗵𝘆 𝘀𝗵𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝗰𝗵𝗼𝗼𝘀𝗲 𝘂𝘀 𝗼𝘃𝗲𝗿 𝗼𝘁𝗵𝗲𝗿 𝗮𝘂𝘁𝗼 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀?

The auto insurance market has turned a corner. Take Progressive’s recent Q3 year-to-date 2024 results as an example: Even with two significant storms, their combined ratio fell from 93.8% to 87.7%, highlighting a strong market position.

VERVE is also surpassing expectations, demonstrating growth in policies in force, delivering outsized returns to our existing partners and maintaining a healthy loss ratio that is outperforming the market.

We’ve built a cutting-edge methodology, driven by powerful analytics that serves profitable niches.

VERVE stands apart and is outperforming the market. We know inboxes are full of treaty submissions for 1/1/25, but now is the perfect time to look at us.

𝗪𝗮𝗻𝘁 𝗺𝗼𝗿𝗲 𝗱𝗲𝘁𝗮𝗶𝗹𝘀? 𝗟𝗲𝘁’𝘀 𝗰𝗼𝗻𝗻𝗲𝗰𝘁 𝗳𝗼𝗿 𝗮 𝗰𝗮𝗹𝗹 𝘁𝗼 𝗱𝗶𝘀𝗰𝘂𝘀𝘀 𝘁𝗵𝗶𝘀 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆.